Have you ever thought how often you call the insurance company? Most of us will answer it between 1 to 3 times in a year. Most of us often call the insurance company or the agent only when the premium is due or when we want to make a claim. For instance, if you are looking for Ingenie Phone Number, it is prudent to look for it in an online directory to avoid any inconveniences. That said, here are some factors that can make you contact an insurance company.
Why you should contact an insurance company
When changing Your Home Address
When it comes to the important information in the insurance policy, your home address is one of the most important aspects. If you change your home occupancy, you should inform the insurance company immediately. The communication from the insurance company’s end is largely based on your location.
Eligibility for discount
Some insurance companies often bring special offers and discounts with a new car or some other living arrangement. When you buy a new vehicle, a new home appliance or hire a new help at home, make sure to check with the company to see if you are eligible for any discounts on the insurance.
Home based work inquiries
Many insurance companies have different plans for people who work from home or run a business from home. If you are planning to start a business at home or shifting your office at home, make sure to inform the insurance company so that proper changes in the application get effective immediately.
When remodeling or making Changes in the House
In case you are planning to make major changes in the house like adding a room or building a new floor make sure to inform the insurance company beforehand. If you fail to do so, you may lose the claim even on the older portion of the house.
During International Travel
In case you intend to travel, make sure to inform the insurance company. Some insurance policies require an additional premium in case you meet with an accident on foreign soil or need medical attention there. Also, in an unfortunate event of death, the company should be aware of your whereabouts so that family members can claim the insurance policy without much hassle.
Insurance policies have become an integral part of our lives. The importance of an insurance coverage can be judged by the fact that it is necessary to have an insurance policy; it does not matter you have a life insurance, auto insurance or medical insurance. If there is any change in your living situation, location or the vehicle you use, the company should be informed about the changes immediately.